Day: June 28, 2020

Obamacare Faces Unprecedented Test as Economy Sinks

So Ms. Childers, 30, signed up for Cobra, which lets laid-off workers stay on their former employer’s health plan for 18 months under federal law, but requires them to pay the full cost unless the employer chooses to help. She is paying $560 a month — substantially more than a subsidized plan would cost at her income level, and an amount she will not be able to afford for long. She has several autoimmune conditions, and without insurance, would owe at least $3,000 a month just for her oral medications; she also gets regular infusions that cost even more.

“If my unemployment runs out and I don’t have a job,” she said, “I don’t know what I’ll do.”

In contrast, most of the 13 states that operate their own A.C.A. marketplaces not only opened enrollment to everyone during the pandemic, but worked hard to publicize the option. In California, where

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Going Up? Not So Fast: Strict New Rules to Govern Elevator Culture

Kiss the elevator pitch goodbye — at least if it takes place in an elevator.

Change is coming to the daily vertical commute, as workers begin to return to tall office buildings in New York and other cities. The elevator ride, a previously unremarkable 90 or so seconds, has become a daunting puzzler in the calculus of how to bring people back to work safely after the coronavirus pandemic kept them home for months.

Employers and building managers are drafting strict rules for going up: severe limits on the number of riders (four seems to be the new magic number), designated standing spots to maximize social distance, mandatory masks, required forward-facing positions — and no talking.

Some companies are hiring “elevator consultants” to figure how best to get thousands of people to their desks, balancing risk of elevator density against a potential logjam as riders wait — at least six

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